Từ khóa: #CAR

Under pressure to increase the capital of commercial banks to continue restructuring attached with bad debt settlement to energize the economic recovery, the regulation that ownership ratio of foreign investors (foreign room) cannot exceed 30 percent of the charter capital of a commercial bank has been reducing the opportunity to access foreign capital.

The stock market as well as the real estate market faced a worrisome issue in 2021. Credit increased strongly, in which retail credit was preferred by banks because the risk coefficient when calculating Capital Adequacy Ratio (CAR) according to Circular 41/2016/TT-NHNN was lower than that of large enterprises.  

Many commercial banks have submitted to their shareholders and proposed to increase charter capital in the context that credit growth must ensure capital adequacy ratio (CAR) following the international standards Basel II.

Figures by the General Department of Vietnam Customs showed that automobile businesses in Vietnam have spent nearly US$1.56 billion to import 70,918 units of cars by mid-June.